GROUP BENEFITS
Employee Focused Coverage
We offer a number of ways to help you manage your costs or the costs that your employees pay for short and long term disability. You can choose traditional disability plans or modernized plans that respond to the unique risks in your group. You can choose fixed or salary based benefits, different payment periods, sickness and accident plans or accident only. Or a combination of those options.
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For the employee we offer support in claims management. Our team is focussed on helping everyone who is on disability to get back to work. Our claims offices provide a case manager for each person on disability who is the single point of contact. That case manager then provides access to a multi-disciplinary team of professionals to assist in all aspects of their claim. We know that people want to work and provide Early Intervention and Return To Work Planning to help them return.​
​Group Short Term Disability
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Benefit examples include but are not limited to:
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Waiting periods up to 30 days
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Payment periods of up to 52 weeks
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Fixed or Salary related Benefits
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Management of Self-Insured or Sick Pay Plans
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Total Absence Management Program (TAMP)


​Group Long Term Disability
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Unique plans fitted to your employees which provide benefits for either:
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Sickness or Accident
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Accident Only
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Accident and Serious Illness Disability Plan
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Hybrid Long Term Disability Plan
Brokers, Agents and Distributors
You can bring us the unusual and we will work with you. You can have us design unique plans or respond to specific underwriting situations with your client. You will have access to your underwriter and we'll provide you with the information you need to respond to your client. On an ongoing basis, we'll provide you with the reporting and information you need to support your clients.
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HAVE A CLAIM QUESTION?
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PHONE
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1.833.643.3337
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