Services & Programs - Trucking

Fenchurch General Insurance has developed a fully comprehensive Deductible Buydown and Downtime product that can be written with or without “breach of deductible”. This product also offers mechanical breakdown and additional driver coverage. It is designed to give peace of mind that in the event of an at-fault loss, or a not at fault loss in the U.S., you will only be out of pocket for as little as $1,000.

Accident Downtime Or Write-off Protection

Downtime begins 72 hours after repairs have begun at the repair facility, or if the insured’s vehicle is stolen or damaged beyond repair as a result of an accident, they will be paid a one-time lump sum payment in lieu of the Downtime payments.

Towing Services

If a vehicle is physically inoperative, except as a result of an accident, the insured will be reimbursed to transport the vehicle to the nearest repair facility and compensated for accommodation and meals or for transportation home and return to the location of repair.

If the repair cannot be completed by this facility, we will pay to transport the vehicle to an appropriate repair facility.

Wheel Detachment Service

In the event a wheel becomes detached on a Vehicle in motion under the Insured’s care and control, the insured will be covered for any direct monetary loss the Insured incurs as a result of the said detachment.

All Coverages & Limits under this program are subject to the full terms and conditions as described in the policy.


  • Report any losses immediately. Ensure that you provide a copy of the police report and/or occurrence report.
    This is necessary to adjust the claim properly;
  • Once the repair is completed, the final invoice is to be forwarded to the address below;
  • Deductible Buydown cheques are generally issued within 7 - 10 business days of receiving the final repair invoice.

For more information contact us

Fenchurch General Insurance Company
Promontory II, Suite 115
2655 North Sheridan Way
Mississauga, ON, L5K 2P8

Tel: 905.822.2282 x 222
Fax: 905.822.1282
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